Retirement Savings Contribution Credit

Retirement Savings Contribution Credit

To claim this credit in 2025, the taxpayer’s modified adjusted gross income (MAGI) must not be more than $39,500 for Single, Married Filing Separately, or Qualifying Surviving Spouse (increase of $1,250). MAGI must not be more than $59,250 (increase of $1,875) for Head of Household, and $79,000 (increase of $2,500) for Married Filing Jointly.